Find the home that best suits your needs.
STEPS TO BECOMING A HOMEOWNER
STEPS TO BECOMING A HOMEOWNER
1. Get Pre-Approved
Pre-approval is different from pre-qualification. When you're pre-approved, a lender has evaluated your finances (income, debt, credit history) and agreed to lend you a specific amount. This gives you a clear picture of your budget and shows sellers you’re a serious buyer. It also speeds up the closing process once you’ve selected a home. A trusted local lender to the area you want to purchase a home is very beneficial in getting a contract accepted on the home of your dreams.
2. Find a Real Estate Agent
A real estate agent is your guide through the home-buying process. They help you find homes, negotiate offers, and navigate paperwork. Look for an agent with experience in the local market, and ideally someone you feel comfortable working with.
3. Start House Hunting
Once you have a budget and know what you’re approved for, start viewing homes within your price range. Make a list of your must-haves (e.g., number of bedrooms, location, amenities) and be ready to compromise on some features if necessary. Keep track of the properties you’ve seen and compare them to find the best fit.